Sometimes you are good and sometimes you just get lucky. When it comes to money moves one of the luckiest times in my life was when I first got called up to the big leagues. A baby faced 20 year old with more questions than answers. Some opportune guidance from a clubhouse manager ended up saving me serious money in taxes. "Do you know about the MLB 401(k) plan? You should look at contributing to that." That was my first foray into understanding retirement accounts, the tax i